Delta Dental has five different options:

Progressive Plan

Increasing max benefits through first 3 years enrollment
Year 1: $1,500, Year 2: $1,750, Year 3: $2,000
$50 per person deductible
No waiting periods
Plan pays 100% for Preventive
Must receive care from:
Delta Dental PPO
*Requires annual contract
Non-Pediatric ACA Compliant

Premium Plan

$2,000 maximum per person
$100 per person deductible
Waiting periods may apply
Plan pays 100% for Preventive
80% for Fillings
50% for Major
Must receive care from:
PPO Plus Premier
*Requires annual contract
Non-Pediatric ACA Compliant

Enhanced Plan

$1,000 maximum per person
$50 per person deductible
Waiting periods on some services
Plan pays 100% for Preventive
50% for Fillings
50% for Major
Must receive care from:
PPO Plus Premier
*Requires annual contract
Non-Pediatric ACA Compliant

Clear Plan

No annual maximums
No annual deductibles
No waiting periods
You pay fixed dollar amounts for services
$60 copay for Cleanings
Must receive care from:
PPO Plus Premier
*Requires annual contract
Non-Pediatric ACA Compliant

Basic Plan

$1,000 maximum per person
$0 deductible
Waiting periods on some services
Plan covers 50% - 100% for Preventive
50% for Basic
doesn't cover major
Must receive care from:
PPO Plus Premier
*Requires annual contract
Non-Pediatric ACA Compliant

New! DeltaVision administered by VSP

DeltaVision Brilliance 200 Plan

$0 per Exam every 12 months
$200 allowance for Frames every 12 months
$200 allowance for Contact Lenses in lieu of Frames
($110 at Costco)
No Waiting Periods
VSP Choice Network
*Requires annual contract
*Offered only in conjunction with a Delta Dental plan*

DeltaVision Essential 150 Plan

$10 per Exam every 12 months
$150 allowance for Frames every 12 months
$150 allowance for Contact Lenses in lieu of Frames
($80 at Costco)
No Waiting Periods
VSP Choice Network
*Requires annual contract
*Offered only in conjunction with a Delta Dental plan*

Cigna Dental has three different options:

Cigna Dental Preventive

Plan pays 100% for Preventive Services
No annual maximum for preventive services
No annual deductibles for preventive services
You pay 100% for Basic Services
You pay 100% for Major Services
(Discounts may apply for Basic and Major Services)
Non-Pediatric ACA Compliant

Cigna Dental $1,000

$1,000 Annual Maximum per person
$50 annual Individual deductible / $150 per Family
Deductibles waived for Preventive Services
Plan pays 100% for Preventive
Plan pays 80% for Basic services*
Plan pays 50% for Major services*
*Waiting periods may apply if no prior coverage/
Non-Pediatric ACA Compliant

Cigna Dental $1,500

$1,500 Annual Maximum per person
$50 per person deductible / $150 per family
Deductibles waived for Preventive Services
Plan pays 100% for Preventive
Plan pays 80% for Basic services*
Plan pays 50% for Major services
No waiting periods
Non-Pediatric ACA Compliant

Humana's Dental Plan Options:

Preventive Value

Unlimited Yearly Plan Max
One-time $50 Ind deductible / $150 Family deductible
Plan pays 100% for Preventive services
Plan pays 50% for Basic Services*
Discounts for many Major Services
3 Month Waiting Period on Basic
Non-Pediatric ACA Compliant

Bright Plus

$1,250 Yearly Plan Max
Annual $50 Ind deductible / $150 Family deductible
No Deductibles for Preventive Services
Plan pays 100% for Preventive Services
Plan pays 60% for Basic Services
Discounts for Many Major Services
3 month Waiting Period on Basic Services

$100 Teeth Whitening Allowance 1x per year
Non-Pediatric ACA Compliant

Loyalty Plus

Increased benefits for members from years 1-3
One-time $150 per person deductible up to 3 people
$1,000/$1,250/$1,500 Annual Maximum per person (Year 1/2/3+)
Plan pays 100% for Preventive
Plan pays 40%/55%/70% for Basic services (Year 1/2/3+)
Plan pays 20%/30%/50% for Major services (Year 1/2/3+)
No Waiting Periods
Non-Pediatric ACA Compliant

Complete Dental

Increased benefits for members from years 1-2
Annual Deductible $50 per person up to 3 people
$1,250/$1,500 Annual Maximum per person (Year 1/2+)
Plan pays 100% for Preventive
Plan pays 80% for Basic services
Plan pays 50% for Major services
6 Month Waiting Period on Basic, 12 Month Waiting Period on Major
Non-Pediatric ACA Compliant

Dental Savings Plan

Discount Dental Plan
No deductible
Typical discounts from 20-40% on Preventive, Basic and Major
Up to a 20% discount on Orthodontics
No Waiting Periods
Discounts on Vision, Rx, Hearing, and Alternative Medicine included
Access to over 160,000 dental care locations
No Waiting Periods
Non-Pediatric ACA Compliant

VSP now offers 4 different Vision Plans

Standard

$15 Copay for 1 eye exam/year
$150 or $230 Frames or Contacts Allowance (see custom benefit)
Additional Lens Options Available for extra fee

EasyOptions

$15 Copay for 1 eye exam/year
$150 Frames or Contacts Allowance
Additional Lens Options Available for extra fee
+ $1.50/mo HVA Membership

EyeWearOnly120

Exam not covered
$120 Frames or Contacts Allowance
Additional Lens Options Available for extra fee
+ $1.50/mo HVA Membership

New Every 2

$15 Copay for 1 eye exam/year
$150 Frames Allowance every other year
Does not Cover Contact Lenses
+ $1.50/mo HVA Membership